Problem Solving

We cannot solve our problems with the same level of thinking that we used when we created them. 

—Albert Einstein

Frugal Living

Frugality is not just about saving money, it is about learning how to manage with what you have and not spend beyond what you can’t afford. It is a life experience that everyone should try because having the experience of living frugally can prepare unexpected situations that we are going to face in the future..

Assertiveness

Assertiveness is a little like motivation inasmuch as many people feel they should be more assertive or that they are just not assertive enough. Many people seem to want it, but are not quite sure what it really is.